So lucky to have found this company. Buying a property is a very overwhelming process and it was a breath of fresh air to work with Cos who managed our mortgage application process. It was a very personal experience where we could reach out to Cos at any time to ask questions and receive constant updates (I had a lot of questions), he got us a better rate than we thought was possible and also broke down all of our options with masterful explanation of the pros and cons of each. We received full transparency which is hard to find these days, Cos has the patience of a saint and I will be going out of my way to recommend Element Properties & Co. moving forward.