We couldn't be happier with how we were treated and worked with by PAYNE & CO. They were extremely responsive and very pro-active on communicating with us. From start to finish Payne & co been very kind, and a constant professional. Special thanks go to Mark & Tom . They have been so much helpful. We are very grateful to both of you . Always transparent & honest , which is hard to come by. We highly recommend PAYNE & co. Sham & Karen