First got a mortgage through Andy 5 years ago - great service. In that time our financial situation has changed and Andy has given me some great advice (often at no cost). Current mortgage was due and I didn't think we could get a new mortgage because my wife didn't have enough years accounts for her business but Andy got us a deal that saved us £155 a month including reviewing our b&c insurance (that's on a 110k mortgage) even though our credit score isn't great. All this and I didn't have to leave the house! So pleased to have met Andy - he explained everything in easy terms to someone like me who is clueless about money. He has since helped our daughter and partner apply for a mortgage even though they didn't think they were eligible. Have a chat with him - he's not some pushy salesman. He just tells you what's on offer to help you make informed decisions. Highly recommended. GPPositiveResponsiveness, Quality, Professionalism, Value