I used Belvoir's Rent guarantee insurance. It saved me £7,954.75 A nightmare tenant did not pay their rent, council tax, electric, gas or water for over 10 months. Although they were still working full time as a HR manager throughout the lockdown, they played the system for financial gain. I was able to claim rent arrears of £5,954.75 and legal costs of £1,950.00 to get them evicted. Thank goodness for the insurance. Dec 2020