Absolutely disgusting financial advisor (Nicholas) He is not in anyway competent to give any advice, but saying that his tactics of using his own mobile phone when making calls (so they are not recorded) is very well thought out! He will advise you and tell you all is ok and show you what’s going on but when it comes to completion everything falls apart and his advice is 100% wrong and leaves you in debt and nearly not being able to complete! I lost just over 20k on his advice and he laughed when I called him to find out what had happened with a simple explanation of “I missed some bits off!!” Stay well clear of this branchNegativeQuality, Professionalism, Value