Absolutely poor from the get go. My girlfriend fell pregnant and as soon as she found out we got cracking with trying to get a house. We thought we would surley have a house before the baby came but we didn’t even get a mortgage in principle. 10 months and still didn’t get no where. We did everything they asked of us and did everything as quick as we could. I now have a 3 month old baby living with my parents because we don’t have a home. We have started the process again with another company and it’s took them 2 weeks to get us further than what we got with these guys. Absolutely joke of a company and the people handling our mortgage didn’t have any sympathy at all for our situation. VERY BAD EXPERIENCE AND WILL NEVER FORGIVE THEM.